Last Updated: November 4, 2025
This Privacy Policy explains how Ronald “Ron” Berg (“Loan Originator”), C2 Financial Corporation (“C2 Financial”), and Cali Mortgage Guy™ (collectively, “we,” “our,” or “us”) collect, use, disclose, and protect personal information through www.CaliMortgageGuy.com and any related forms, communication channels, tools, or services (the “Site”).
By accessing or using the Site, you consent to this Privacy Policy.
Loan Originator: Ronald “Ron” Berg — NMLS #974839
Mortgage Broker: C2 Financial Corporation — NMLS #135622
Licensed in applicable states. We provide mortgage services including home purchase and refinance loan options.
We may collect personal information in connection with providing mortgage services, including:
Full name
Phone number, email address
Property and mailing addresses
Date of birth, identification documents
Social Security Number (when applying for a loan)
Income and employment details
Bank/asset documentation
Credit report data and scores (with authorization)
IP address, browser details, device type
Cookies, pixels, and usage analytics
Form submissions, emails, texts, and call logs
We use personal information to:
Verify identity and evaluate loan eligibility
Submit mortgage applications to lenders (with your consent)
Communicate regarding quotes, pre-approvals, and loan status
Comply with legal and regulatory obligations (including GLBA)
Improve Site performance and marketing
We do not sell personal information.
We may share personal information only with:
Mortgage lenders and loan fulfillment service providers
Credit reporting agencies (with authorization)
Vendors providing compliance, data hosting, analytics, or fraud prevention
Legal authorities, when required by law
All service providers are required to protect the privacy and confidentiality of borrower information.
We may use cookies, analytics tools, and tracking pixels (e.g., Google Analytics, Meta Pixel) to improve Site functionality and measure advertising performance.
You may disable cookies in your browser settings; doing so may limit some features of the Site.
By submitting your contact information, you consent to receive communications including calls, text messages, and emails related to mortgage services.
You may opt out anytime by replying STOP to texts or using the Unsubscribe link in emails.
Consent is not required as a condition of applying or obtaining services.
We use administrative, physical, and technical safeguards—including encryption and access controls—to protect your information.
No security system is completely foolproof.
We do not knowingly collect information from children under 13.
If we discover that such information was collected, we will delete it promptly.
California residents may have the right to:
Request access to personal information collected about them
Request correction or deletion of certain information
Opt-out of “sharing” for cross-context advertising
Most mortgage-related information we collect is regulated by the Gramm–Leach–Bliley Act (GLBA) and therefore exempt from the CCPA/CPRA.
Requests may be submitted to Ron@CaliMortgageGuy.com
Subject line: “California Privacy Request”
Identity verification may be required.
Our Site may contain links to external websites. We are not responsible for their content or privacy practices.
We retain information as required by federal and state lending laws and for legitimate business purposes. When no longer required, we securely dispose of or de-identify information.
If you have a privacy concern, request, or question, please contact:
Ronald “Ron” Berg – Loan Originator
NMLS #974839
C2 Financial Corporation
NMLS #135622
Email: Ron@CaliMortgageGuy.com
Phone: 858-634-9950
Website: www.CaliMortgageGuy.com
We may update this Privacy Policy periodically. The “Last Updated” date reflects the latest version. Continued use of the Site constitutes acceptance of any changes.
Equal Housing Opportunity
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/
